Personal Loans

Simple. Fast. Flexible. No Security Required.

At Promptus Finance, we work with a trusted panel of lenders who offer fast, unsecured personal loans—paid directly into your account. With loan terms from 12 months to 7 years and the option to repay early without penalty, we make it easy to fund what matters most to you.
 

What We Offer

Our unsecured personal loans are ideal for a variety of needs, including:

• Home improvements

• Medical expenses

• Wedding costs

• Travel or relocation

• Consolidating other debts
   

Why Choose an Unsecured Personal Loan?

Unsecured personal loans are a flexible way to access funds without offering an asset as collateral.

• No asset required

• Quick access to funds

• Fixed repayments and terms

• Early payout with no penalties
   

Secured vs. Unsecured – What’s the Difference?

• Secured Personal Loan:
  Backed by an asset (e.g. car or property) used as collateral. May offer lower interest rates due to reduced lender risk.

• Unsecured Personal Loan:
  No asset is required. Funds are provided based on your credit profile and financial position. Ideal for quick, flexible funding without tying up assets.
   

The Application Process

1. Initial Chat
   We assess your financial needs and preferences.

2. Lender Match & Submission
   We match you with a suitable lender and submit your application.

3. Approval & Settlement
   Once approved, funds are deposited directly to your account—often within 1–2 business days.
    

Why Promptus?

• Transparent, supportive guidance

• Access to flexible loan options

• No collateral required

• Quick, straightforward process from start to settlement